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Saving Plan | Hoq 11

Your Dream Jewellery, Planned Beautifully.

Build your jewellery fund with flexible monthly installments. Complete 10 payments, and we'll contribute the 11th - Giving you extra value to redeem as HOQ Store Credit on your next purchase.

HOQ 11

How It Works?

1.

Choose Your Monthly Plan

Select the monthly contribution that works best for you.

2.

Build Towards Your Goal

Build your jewellery fund through consistent monthly contributions.

3.

Redeem Your Savings

Complete your plan and receive an additional month contribution from us. Redeem against the jewellery you love.

Start your 10+1 plan

Monthly Contribution
₹ 100
₹ 50 ₹ 250
Or

Your Jewellery Fund

Available at Maturity ₹ 1,100

10 months of saving. 1 free.

Monthly Contribution ₹ 100
Duration 10 Months
House of Quadri Contribution ₹ 100
You Spend ₹ 1,000

You can discontinue your plan anytime after 6 months.
If you discontinue after completing at least six installments, but before maturity, you'll receive 50% of one month's contribution as additional benefit, along with your total contribution; which you can redeem as store credit.

Designed for you

Flexible plans


Redeem your plan against the jewellery you truly love, at your own pace.

Authenticity Assured


Every piece is hallmarked and certified for authenticity.

A Reward for Commitment


Complete your plan successfully and receive an additional month's contribution on us.

Dedicated Assistance


Our jewellery advisors are here to guide you through every step of your journey.

The HOQ Eleven

FAQs

If you have any other question, message us. You will receive an answer within the hour on working days.

Ask us directly
What is the House of Quadri Savings Plan? How does it work?

The House of Quadri Savings Plan is a monthly jewellery savings plan that helps you set aside a fixed amount every month towards your next jewellery purchase. Upon successful completion of the plan, House of Quadri adds an additional month's contribution as a maturity benefit.

How much can I contribute each month?

You can choose a fixed monthly contribution between ₹5,000 to ₹20,000, at the time of enrolment.

Can I change my monthly contribution after joining?

No. Once your plan is enrolled, the monthly contribution amount cannot be increased or reduced.

What happens when I complete all 10 monthly contributions?

You will receive one additional monthly contribution from House of Quadri as your maturity benefit. Your total plan value can then be used towards your jewellery purchase.

Can I discontinue my plan before completion?

You can discontinue your plan at any time.

If you choose to discontinue before completing six monthly installments,
You will receive your full contributed amount, either as a refund or store credit, as you prefer. No bonus will apply.

If you discontinue after 6 months but before 10 months, You will receive your full contributed amount plus 50% of one monthly contribution as a benefit from House of Quadri.

When can I redeem my plan?

Once you complete your final monthly contribution, your plan matures. You can redeem your total plan value within 180 days from the date of maturity.

How is the price of the jewellery calculated?

The final price of the jewellery will be based on the prevailing gold rate, diamond value, making charges and applicable taxes on the date of your purchase.

Can I purchase jewellery worth more than my accumulated value?

Yes, you can choose jewellery worth more than your available plan value and simply pay the balance amount at the time of purchase.

What happens if I miss a monthly contribution?

If you miss a monthly contribution, you'll have a grace period of 7 days from the due date to complete your payment.

In case of inability to complete the payment within grace period, you plan will be considered as discontinued, and you will receive a refund / store credit on your contributed amount.

Can I add a nominee to my plan?

Yes. You can add or update a nominee at the time of enrolment or during your plan, subject to the required formalities.