- The plan is open to individuals aged 18 years and above.
- A valid mobile number and basic customer details are required at the time of enrolment.
- House of Quadri reserves the right to request identity verification.
HOQ 11
How It Works?
Choose Your Monthly Plan
Select the monthly contribution that works best for you.
Build Towards Your Goal
Build your jewellery fund through consistent monthly contributions.
Redeem Your Savings
Complete your plan and receive an additional month contribution from us. Redeem against the jewellery you love.
Start your 10+1 plan
Your Jewellery Fund
10 months of saving. 1 free.
You can discontinue your plan anytime after 6 months.
If you discontinue after completing at least six installments, but before maturity, you'll receive 50% of one month's contribution as additional benefit, along with your total contribution; which you can redeem as store credit.
Designed for you
The HOQ Eleven
FAQs
If you have any other question, message us. You will receive an answer within the hour on working days.
Ask us directlyWhat is the House of Quadri Savings Plan? How does it work?
The House of Quadri Savings Plan is a monthly jewellery savings plan that helps you set aside a fixed amount every month towards your next jewellery purchase. Upon successful completion of the plan, House of Quadri adds an additional month's contribution as a maturity benefit.
How much can I contribute each month?
You can choose a fixed monthly contribution between ₹5,000 to ₹20,000, at the time of enrolment.
Can I change my monthly contribution after joining?
No. Once your plan is enrolled, the monthly contribution amount cannot be increased or reduced.
What happens when I complete all 10 monthly contributions?
You will receive one additional monthly contribution from House of Quadri as your maturity benefit. Your total plan value can then be used towards your jewellery purchase.
Can I discontinue my plan before completion?
You can discontinue your plan at any time.
If you choose to discontinue before completing six monthly installments,
You will receive your full contributed amount, either as a refund or store credit, as you prefer. No bonus will apply.
If you discontinue after 6 months but before 10 months, You will receive your full contributed amount plus 50% of one monthly contribution as a benefit from House of Quadri.
When can I redeem my plan?
Once you complete your final monthly contribution, your plan matures. You can redeem your total plan value within 180 days from the date of maturity.
How is the price of the jewellery calculated?
The final price of the jewellery will be based on the prevailing gold rate, diamond value, making charges and applicable taxes on the date of your purchase.
Can I purchase jewellery worth more than my accumulated value?
Yes, you can choose jewellery worth more than your available plan value and simply pay the balance amount at the time of purchase.
What happens if I miss a monthly contribution?
If you miss a monthly contribution, you'll have a grace period of 7 days from the due date to complete your payment.
In case of inability to complete the payment within grace period, you plan will be considered as discontinued, and you will receive a refund / store credit on your contributed amount.
Can I add a nominee to my plan?
Yes. You can add or update a nominee at the time of enrolment or during your plan, subject to the required formalities.